For commission-based professionals and the companies that pay them

Commissions,
the moment
they’re earned

Not 30 to 90 days later

A professional submits a claim with supporting evidence. Klevo confirms the amount and the payment date with the company, prices the claim, and presents an offer.

Klevo transfers funds within minutes — after the company confirms the amount and the terms, and the professional accepts the offer.

One goal. Faster pay.

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For companies

A benefit for the company’s professionals — at no cost to the company

Klevo funds every advance. The company pays Klevo on the date the company itself confirmed. No money leaves the company’s accounts earlier than the company’s own commission schedule, and the company’s commission process does not change

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What’s Included

  • Company dashboard for confirming claims
  • One-tap confirmation of the amount and the payment date on each claim
  • Limits and rules set per professional
  • The Klevo fee is paid by the professional, not by the company
  • Settlement on the date the company confirmed — not earlier
  • Onboarding without changes to the company’s existing commission process

For professionals

The commission is earned. The payment does not have to wait

If the professional’s company works with Klevo, the professional can claim an advance in the app. The professional enters the amount and attaches photos of the evidences. Klevo confirms the amount and the payment date with the company, then presents an offer showing the exact Klevo fee and the net amount. Nothing is paid, and nothing is charged, until the professional accepts.

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What’s Included

  • The Klevo Advance app
  • Identity verification and proof of address, completed once at sign-up
  • Claim submission with photographed evidence
  • An offer the professional reviews before accepting — amount, Klevo fee, net amount, confirmed payment date
  • The net amount loaded to the professional’s Klevo Advance Mastercard within minutes of acceptance
  • Apple Pay and Google Pay
  • Transfer to any Australian bank account
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Designed for professionals waiting for future commission payments

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Mortgage brokers

Commission payments may be due after a property settlement.

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Financial Advisers

Commission and advice payments may follow scheduled processing cycles.

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Corporate Recruitment

Placement fees may be payable after an agreed guarantee period.

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Insurance Brokers

Commission payments may follow policy and underwriting processing.

Approved funds, on the Klevo Advance Mastercard

Once the professional accepts the offer, Klevo deducts its fee and loads the net amount to the professional’s Klevo Advance Mastercard — physical or virtual. The card works anywhere Mastercard is accepted and can be added to Apple Pay or Google Pay.

The professional can also transfer the available balance to any Australian bank account, free of charge.

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How it works

01

The company signs with Klevo

Klevo and the company sign an agreement. The company provides the list of eligible professionals and sets a limit for each.

02

The professional signs up

A professional on the company’s list downloads the app, completes identity verification and provides proof of address.

03

The professional submits a claim

The professional enters the commission amount and attaches photographs of the supporting evidence.

04

The company confirms

Klevo puts the claim to the company. The company confirms the amount and the date on which it will pay.

05

The professional accepts the offer

Klevo prices the claim and presents the offer: amount, Klevo fee, net amount and confirmed payment date. The professional accepts or declines.

06

Klevo pays, the company settles

On acceptance, Klevo transfers the net amount within minutes and invoices the company for the confirmed amount, due on the confirmed date. If the company pays late, Klevo’s collections deal with the company.

Questions from
professionals

Klevo Advance gives a commission-based professional access to commission the professional has already earned, before the company’s payment date. The company confirms the amount and the date; Klevo pays the professional and collects from the company later.

Klevo Advance is available to professionals on the list of eligible people that the company provides to Klevo. A professional whose company does not yet work with Klevo can ask the company to contact Klevo.

Sign up in the app, complete identity verification, and provide proof of address. This is done once.

Photographs of the documents that evidence the earned commission. The app lists the documents required for each type of claim.

Yes. Klevo pays only after the company has confirmed both the commission amount and the date on which the company will pay.

Klevo prices each claim individually, on the amount, the payment date confirmed by the company, and the company’s payment record. The exact fee is shown in Australian dollars before the professional decides.

Yes. The offer shows the confirmed amount, the Klevo fee, the net amount and the confirmed payment date. Nothing is paid and nothing is charged until the professional accepts.

Once the professional accepts, Klevo deducts its fee and loads the net amount to the professional’s Klevo Advance Mastercard, within minutes

Klevo’s collections team deals with the company. The professional is not pursued for the payment.

No. The commission terms stay between the professional and the company. Klevo’s relationship with the professional covers the claim and the payment only.

Questions from
companies

The company signs an agreement with Klevo, provides the list of eligible professionals, confirms the amount and payment date on each claim, and pays Klevo on the date the company confirmed.

No. Klevo Advance runs alongside the company’s existing commission and payment processes.

Klevo. No money leaves the company’s accounts earlier than the company’s own commission schedule.

Nothing. The Klevo fee is paid by the professional and deducted from the amount advanced.

Yes. The company provides the list of eligible professionals and sets a limit for each of them.

Two things on each claim: the commission amount payable to the professional, and the date on which the company will pay it. Klevo does not advance funds until both are confirmed.

On the date the company confirmed. Klevo invoices the company for the confirmed amount, due on that date.

The company contacts Klevo. Arrangements for late payment are set out in the company’s agreement with Klevo.

Ready to access your future
commission payment sooner?

Submit your claim and supporting documents, review your personalised offer and receive the net amount on your Klevo card after approval.

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